Would Exposure D include large bodies of water like Lake Michigan or even some smaller inland lakes?
From 26.7.3 of ASCE 7-10: “Exposure D: Exposure D shall apply where the ground surface roughness, as defined by Surface Roughness D, prevails in the upwind direction for a distance greater than 5,000 ft (1,524 m) or 20 times the building height, whichever is greater. Exposure D shall also apply where the ground surface roughness immediately upwind of the site is B or C, and the site is within a distance of 600 ft (183 m) or 20 times the building height, whichever is greater, from an Exposure D condition as defined in the previous sentence.”